How Will Ripple Compete With Solana After the Western Union Deal? XRP Price Prediction

XRP has always been the top pick in crypto when it comes to banks, payments, and cross-border transfers. So when Solana suddenly landed a deal with Western Union, a lot of XRP holders were caught off guard. And it’s a huge deal too. Western Union is building a stablecoin on Solana, which gives SOL a massive edge in real-world payments.

Naturally, some investors started asking whether Ripple is falling behind. But here’s what many people missed:

Western Union already uses Ripple’s tech… just not directly.

Western Union recently acquired International Money Express (Intermex), a company that already uses Ripple’s On-Demand Liquidity on the XRP Ledger. So by buying Intermex, Western Union basically gained access to Ripple’s infrastructure and XRP’s rails.

Now, sure, XRP doesn’t have the same massive DeFi and dApp ecosystem that Solana has. Solana dominates there. But Ripple is laser-focused on payments and financial institutions. That specialization gives XRP a unique advantage in the high-stakes world of bank settlement.

Ripple’s CEO has been saying for a while that banks would eventually adopt XRP, and he kind of called it. The race is still wide open. Solana’s stablecoin partnership is a significant move, but Ripple has established deep integrations with actual financial players.

This competition isn’t just “payments vs. payments.” It’s payments + tokenized assets + cross-border settlement + global finance + consumer rails. If Ripple executes, it keeps its crown in banking. If not, Solana, and maybe others, could start taking over the value chain.

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When It Comes To Technicals, XRP Is Elite: Price Prediction

(TradingView)

XRP found a solid floor around 2.20 and built a clean double-bottom in that green demand area. Every dip into that zone was bought up quickly, and now the bounce is finally kicking in. The price pushed through 2.55 and is holding above it, which is the first real sign that the trend might be flipping back up.

The next big stop is the 3.00 zone, where a ton of liquidity sits and where the price dumped from before. RSI near 55 indicates decent strength without being stretched, and the MACD appears poised to flip bullish soon. As long as XRP keeps closing above 2.55, the setup is still pointing toward a move into the 3 dollar area over the next leg up.

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