Cash App, the payment platform created by Jack Dorsey’s Block Inc., is stepping things up. A fresh update is now live that lets users send Bitcoin through the Lightning Network and also move around stablecoins inside the app. This means faster payments, more choices for users, and a broader range of ways to handle money, all without needing to leave the platform.
Instant Payments with Lightning and Stablecoins
With the new Lightning feature, eligible users can make Bitcoin payments that settle in seconds. No fees are added, and you can pay using either your Bitcoin balance or your regular U.S. dollars.
This feature will start to roll out tomorrow, allowing you to pay from @CashApp over bitcoin rails using your USD balance – no bitcoin required.
This dramatically opens up the aperture of who can pay with bitcoin to our entire monthly user base of 58m – normies included. https://t.co/zBR3EiDZ16 pic.twitter.com/8viY5t4JDh
— Miles
(@milessuter) November 12, 2025
The app supports Lightning Network QR codes, so transactions are routed through the payment layer designed for speed and efficiency. Alongside this, Cash App now allows users to send and receive stablecoins, which are tokens tied to the U.S. dollar. All of this happens within the app, with no need to move money to another platform.
A New Direction for Cash App’s Crypto Strategy
This marks a noticeable change for Cash App. The app was once seen as a Bitcoin-first product under Jack Dorsey’s leadership, but now it’s opening the door to stablecoins too. That’s a big deal. It shows that even platforms that were focused on a single cryptocurrency are starting to think more broadly. The move taps into a growing interest in digital money that can move fast, cross borders, and hold steady in value.
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What Users and Merchants Can Expect
The changes bring practical benefits for both sides. For regular users, it means you can now send money using crypto options that are faster or more stable, depending on what you need.
For merchants, the app now includes a new Bitcoin Map feature that shows where customers can use Bitcoin via Lightning. With peer-to-peer payments, merchant transactions, and stablecoins all connected in one place, Cash App is building out a more flexible way to handle digital cash.
What This Means for Block’s Bigger Picture
Block Inc. is using this update to deepen its crypto investment. Cash App is already one of its most popular tools, and this move could make it even more appealing to users who want faster transactions and more payment options. It also places Cash App in a growing list of fintech platforms that are quietly blending blockchain features into everyday financial tools.
What Still Needs to Be Watched
Even though the features sound strong, they still need to prove themselves. Lightning payments rely on the health of the network behind them. Stablecoin transfers will need to fit into existing financial rules and regulations. Cash App has to make sure the system runs smoothly and securely before users and merchants fully commit to these tools.
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Looking at What Comes Next
The real test will be adoption. It’s one thing to offer these features, but it’s another to see how people use them. Will stablecoin transfers catch on? Will merchants take to Bitcoin payments over Lightning? Will new compliance questions pop up as these tools gain traction? These are the questions that will shape how far this update goes.
Crypto in Daily Life, One Step at a Time
With this update, Cash App is bringing crypto tools closer to everyday use. Users get more freedom in how they send and receive money, and the crypto world gets a bit more practical for daily life. It’s not a full switch to digital money just yet, but it’s another step that points in that direction.
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Key Takeaways
- Cash App now supports Bitcoin payments via the Lightning Network, offering instant, zero-fee transactions inside the app.
- Users can send and receive stablecoins directly through Cash App, expanding crypto use without needing to leave the platform.
- This update marks a shift in Cash App’s crypto strategy, adding stablecoins to what was previously a Bitcoin-focused setup.
- The new Bitcoin Map helps users and merchants find places to spend crypto, connecting payments, stablecoins, and peer-to-peer tools in one app.
- Block Inc. is using this rollout to strengthen its crypto focus, but adoption and smooth performance will determine long-term success.
The post Cash App Improves Crypto Tools with Lightning and Stablecoins appeared first on 99Bitcoins.
