Ripple has approved a new $150 million plan tied to a deal with UK-based trading group LMAX. The goal is to help more large financial firms use Ripple’s new dollar stablecoin, RLUSD, for everyday trading and settlement.
XRP’s price barely moved after the announcement, which suggests traders saw this as a long-term business move rather than quick trading news. It also lines up with what a lot of banks and institutions want right now, blockchain tools that actually fit into how real financial markets already work.
What Ripple’s $150M Plan Looks Like in Plain English
Ripple is putting serious money behind making RLUSD useful for big trading firms. Think of it like helping upgrade the plumbing behind the scenes so money can move around global markets faster and with fewer delays.
Under the deal, Ripple will provide up to $150 million in financing to LMAX over several years. In return, LMAX will build RLUSD into its trading systems so it can be used as collateral and for settling trades.
We’re partnering with @LMAX to accelerate institutional stablecoin adoption and cross-asset mobility.$RLUSD will be integrated as core collateral across LMAX’s global marketplace — unlocking cross-collateral efficiencies across crypto and traditional markets. https://t.co/5Q34wIbYZV
— Ripple (@Ripple) January 15, 2026
That means banks, brokers, and large funds on LMAX will be able to use RLUSD to move money between trades, cover positions, and settle deals at any time of day, instead of waiting on slow bank transfers.
This plan focuses more on stablecoins than on XRP itself, but the XRP Ledger still plays a role in Ripple’s wider setup since it is one of the networks RLUSD runs on.
It also follows Ripple’s earlier decision to set aside 1 billion XRP for developer grants, which shows the company has been steadily trying to grow real business use around its technology, not just trading activity.
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Companies Are Already Using XRP
Some businesses are starting to hold XRP the way others hold Bitcoin. Nature’s Miracle set aside up to $20 million worth of XRP as part of its company reserves last year, putting XRP on the balance sheet rather than only in trading apps.
That kind of use tends to be calmer because companies buy to operate, not to flip for quick gains, which can help smooth out demand over time.
Payment companies are joining in too. Webus International signed a $100 million deal to grow payment services powered by XRP, bringing real transaction volume rather than just plans on paper.
How Ripple’s Stablecoin Fits In
Ripple is also rolling out its own stablecoin called RLUSD. A stablecoin is crypto designed to stay close to one dollar, which works well for businesses that want predictable values.
Platforms like Doppler Finance plan to use RLUSD to help manage payments and liquidity, according to a report by Messari. In this setup, RLUSD handles the steady dollar side while XRP moves value quickly in the background.
This approach lines up with Ripple’s push to work closely with regulators. Its expansion in Europe and its recent license in the UK give companies more comfort that the system can be used within existing rules.
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A Simple Risk Check
Large investments do not guarantee quick price gains. XRP has gone through long periods where progress in the background did not show up in the price right away, and big companies tend to move slower than traders.
There is also strong competition from other payment-focused crypto projects like USDC, USDT, and Stellar. If banks and payment firms choose different systems, XRP growth could slow.
Since this plan is about building payment infrastructure, it makes sense to avoid buying based only on headlines or using money needed for near-term expenses.
XRP’s story is moving away from legal battles and toward boardroom discussions, and if that direction continues, this $150 million plan may end up looking more like groundwork than a one-time splash.
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The post Ripple Agrees to $150M Financing Deal With LMAX appeared first on 99Bitcoins.
